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Ten Greatest Myths About Your Credit


Ten Greatest Myths About Your Credit Credit Bureaus are empowered with some kind of governmental authority. Credit bureaus have no legal authority at all, they are simply private companies who are in the business of selling credit informati
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Banks Offering Secured Credit Cards


Banks Offering Secured Credit Cards ++Bank of Hoven 26660 Agoura Road Calabasas, CA 91302 (800) 777-7735 Visa, MasterCard   ++Capitol One P.O. Box C32131 Richmond, VA 23286 (800) 955-7070 Visa, MasterCard
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FEDERAL/STATE CREDIT LAWS


Federal/State Credit Laws Federal Laws Concerning Credit The Fair Credit Reporting Act  (FCRA) Guarantees your rights regarding your credit file.  If you are turned down for credit due to a credit report, you can learn the in
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SIX CREDIT CARD SECRETS BANKS DON T WANT YOU TO KNOW


Six Credit Card Secrets Banks Don t Want You to Know Source: Massachusetts Executive Office of Consumer Affairs and Business Regulation 1. Interest Backdating Most card issuers charge interest from the day a charge is posted to yo
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Want to Get More at the Bargaining Table? Learn to Flinch at Proposals by Roger Dawson


Want to Get More at the Bargaining Table? Learn to Flinch at Proposals by Roger Dawson Power Negotiators know that you should always flinch-react with shock and surprise at the other side s proposals. Let s say that you are in a resort area a
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IF SOMEONE OWES YOU MONEY


If Someone Owes You Money If you are owed money and have not received any payment over a reasonable period of time, there are several steps you can take to collect, even before going to the expense of hiring a collection agency or lawyer.
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LETTER OF APPOINTMENT & EMPLOYMENT AGREEMENT


PO Box 39454 Doha Camp, 31942 Dhahran Kingdom of Saudi Arabia Telephone:  +9663 882 8818 Facsimile:    +9663 882 8254 August 13, 2007 LETTER OF APPOINTMENT & EMPLOYMENT
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HOW PAWN SHOPS WORK


How Pawn Shops Work A pawnbroker makes loans on personal property left as collateral. The property can be redeemed when the loan plus interest is repaid. The interest rates for pawnshops, which may be regulated by state or local laws, ma
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The Credit Bureaus


The Credit Bureaus Across the Nation there are three major credit bureaus; TransUnion, Equifax, & Esperian (TRW). There are, however over 2,000 smaller credit bureaus located in every medium size city in the United States. Because each
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HOW TO MAKE BIG MONEY WITH YOUR OWN BUSINESS FINANCING SERVICE


How To Make Big Money With Your Own Business Financing Service If you ve been wanting to get into something that doesn t require all of your time, yet could give you an income of $100,000 per year or more, a Business Financing Service is
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Visa requirements


TIPS FOR U.S. VISAS: Foreign Students The Immigration and Nationality Act provides two nonimmigrant visa categories for persons wishing to study in the United States. The 'F' visa is for academic studies, and the 'M' visa
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66 WAYS TO SAVE MONEY


66 Ways to Save Money Consumer Literacy Consortium Transportation Airline Fares 1. You can lower the price of a roundtrip air fare by as much as two-thirds by making certain your trip includes a Saturday evening stayover, and b
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Personnel expenses


Personnel expenses 1. Staff welfare (801008001) Sub account 801008001.0001 (team building) Sub account 801008001.0003 (medical checks) 2. Staff cost other (801003001) Sub account 801003001.0025 (Education for expat kids) – expen
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‘THE ONLY THING PEOPLE ARE INTERESTED IN TODAY IS EARNING MORE MONEY’


        ‘The only thing people are interested in today is earning more money’ Once upon a time there lived a beautiful young woman and a handsome young man. They were very poor, but as the
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SIGNATURE LOANS


Signature Loans Here is another passport to success in taking advantage of a good deal or profitable transaction when it passes your way. 'Signature loans are your key to the vault', and because they are based on your signature alone,
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Five Steps To Obtaining A1 Credit


Five Steps To Obtaining A1 Credit Now that you understand the basics of what credit is, and why it is so important, you are ready to follow our plan to get you well on your way toward building a solvent and solid credit record. Follow our 5 st
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SHOP -- THE CARD YOU PICK CAN SAVE YOU MONEY


Shop -- The Card You Pick Can Save You Money Introduction SHOP.  Smart consumers do comparison shopping when looking for credit such as a mortgage or an auto loan.  It is also a good practice to engage in when shopping for a credit card p
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Creditor Disputes


Creditor Disputes Disputing Information Directly With The Creditor This method is somewhat like writing letters to the Credit Bureaus, however, the difference is that the dispute letters are sent directly to the creditor. One thing to reme
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Loan Scoring System


Loan Scoring System Loan Application Scoring System Each bank has a credit scoring system that determines the acceptability of the borrower. This scoring system takes into account your income, length of employment and residence, etc. T
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Audit certificate for Grant Contract European Community external operations


To be completed on the auditor s headed paper    [Date of audit certificate]      To      
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